Chilly Terms of Service
Last updated: October 15, 2025
Agreement to Terms
By accessing and using Chilly, Aptie Inc.'s AI investment companion application ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use Chilly.
Description of Services
Chilly is an AI investment companion designed to help you make smarter investment decisions and build wealth with confidence. Chilly provides portfolio analysis, market insights, risk assessment, and personalized investment recommendations based on your financial goals and risk tolerance.
User Responsibilities
Acceptable Use
You agree to use Chilly only for lawful purposes and in accordance with these Terms. You may not:
- Use Chilly for any illegal or unauthorized purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt Chilly's functionality
- Share inappropriate, harmful, or offensive content
- Violate any applicable laws or regulations
Investment Responsibility
You are responsible for all investment decisions made based on Chilly's recommendations. We do not provide financial advice and are not licensed financial advisors. All investment decisions are made at your own risk.
AI-Generated Content
Chilly generates investment insights, market analysis, and portfolio recommendations based on your financial data and market conditions. These are AI-generated suggestions and should not be considered as professional financial advice. You are responsible for evaluating and acting on any AI-generated content at your own discretion and risk.
Privacy and Data
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using Chilly, you consent to the collection and use of information as described in our Privacy Policy.
Intellectual Property
Our Rights
The Service and its original content, features, and functionality are owned by Aptie Inc. and are protected by international copyright, trademark, and other intellectual property laws.
Your Rights
You retain ownership of the financial data you provide to Chilly. By using our Service, you grant us a limited license to process and analyze your data to provide investment insights and recommendations.
Service Availability
We strive to provide reliable Services, but we do not guarantee that Chilly will be available at all times. We may modify, suspend, or discontinue any part of our Services at any time without notice.
Limitation of Liability
To the maximum extent permitted by law, Aptie Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of Chilly. We are not responsible for any investment losses you may incur.
Indemnification
You agree to defend, indemnify, and hold harmless Aptie Inc. and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of Chilly or violation of these Terms.
Termination
We may terminate or suspend your access to Chilly immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.
Governing Law
These Terms shall be interpreted and governed by the laws of the State of California, without regard to its conflict of law provisions.
Contact Information
If you have any questions about these Terms of Service, please contact us:
Aptie Inc.
Email: hi@aptie.ai